Personal finance | Human Resources

Tools and experts for money matters

CAPTRUST Financial Wellness and Advice

CAPTRUST is an independent investment advisory firm that provides investment and financial advice to UK’s retirement plan participants.

Financial wellness by Enrich

Explore videos, guides and interactive tools — plus talk to a financial expert.

Student loan savings

Estimate whether lower payments and loan forgiveness are possible while you work here.

Retirement account review

Talk to your retirement savings carrier, TIAA or Fidelity, about retirement planning.

Experiencing personal hardship?

The C.R.I.S.I.S. (Crisis Relief in Situations Involving Staff and Faculty) Program is in place to help University of Kentucky employees who are experiencing personal hardship.

Lean more

Savings funds, discounts and more

Retirement savings plans

We offer many set-it-and-forget-it ways to save and we’re known for our 200% employer match.

Educational savings plan

Use convenient direct deposit to invest and save for tuition for you and your family.

Health savings account (HSA)

Use convenient direct deposit to invest and save for tuition for you and your family.

Flexible spending accounts (FSA)

Set aside the funds you plan to spend on health and dependent care expenses tax free.

Discounts exclusively for you

Employee discounts

Prescription medication discounts

Campus dining plan for employees

Employer Assisted Housing Program (EAHP)

Tuition assistance

CAPTRUST hosting in-person sessions Sept. 25, 26, Oct. 22

News

May 30, 2023

TIAA hosting one-on-one summer sessions on campus

TIAA, one of two companies that handles UK’s matching retirement savings plans, will be holding free, one-one-meetings with UK employees this summer in two locations on campus. No matter where you are in life—just getting started or planning for retirement—a session with a TIAA financial consultant can help create a plan for retirements goals. At the sessions, employees can get answers to these questions and more:

January 25, 2023

IRS has increased retirement contribution limits

The Internal Revenue Service has increased the amount individuals can contribute to their 403(b) plans in 2023. The contribution limit for employees who participate in 401(k), 403(b), most 457 plans, and the federal government's Thrift Savings Plan is increased to $22,500, up from $20,500 in 2022. The limit on annual contributions to an IRA increased to $6,500, up from $6,000.

October 27, 2022

FSA debit cards now usable at all UK Retail Pharmacies

We have great news for employees with a health care flexible spending account or health savings account! You can now use the debit card that comes with your FSA or HSA at all UK Retail Pharmacies and UK Retail Pharmacy Mail Order. For quick reference, to request a prescription refill and for UKHC Pharmacy locations go to UK Retail Pharmacies. You can also reach any of the retail pharmacy locations by calling 833-333-UKRx (8579).

February 07, 2021

Improvements to our retirement investment options

One of our most popular employee benefits is our array of retirement savings options. A committee of faculty, staff and administrators regularly review our plans to make sure our retirement savings options are the best they can be. Effective March 31, we’re making four updates to further improve our plans: