This plan offers a health savings account (HSA), and the funds that accumulate never expire. Members of this plan pay for all costs out of pocket, except for preventive care, until a high deductible is met.
To help cover your costs before you meet your deductible, UK will deposit money into your HSA two times per year. You can also contribute additional funds to your HSA.
Once you meet your deductible, you’ll pay a percentage of the cost. And if you meet your out-of-pocket maximum for the year, then 100% of services are covered.