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Health insurance differs by age

Before you turn 65, you have the same health insurance options as employees. Once you enroll in Medicare through the government at age 65, you’re eligible for our UK health insurance which supplements Medicare. It's called Medicare Advantage.

Benefits enrollment timeline by age

Under age 65
UK Health Insurance
HMO, PPO, EPO, RHP or Indemnity
Annual Open Enrollment
Spring: late April
Age 65 & over
UK Health Insurance
Medicare Advantage
Annual Open Enrollment
Fall: October 15 - December 7

2024 - 2025 Retiree benefits booklet