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Health insurance differs by age

Before you turn 65, you have the same health insurance options as employees. Once you enroll in Medicare through the government at age 65, you’re eligible for our UK health insurance which supplements Medicare. It's called Medicare Advantage.

Benefits enrollment timeline by age

Under age 65  
UK Health Insurance

HMO, PPO, EPO, RHP or Indemnity
Annual Open Enrollment

Spring: late April
Age 65 & over  
UK Health Insurance

Medicare Advantage
Annual Open Enrollment

Fall: October 15 - December 7
2024-25 Retiree benefits booklet
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