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2025-26 Retiree benefits booklet

Open enrollment is April 28-May 16. For the 2025-26 fiscal year, UK will no longer offer the EPO and RHP plans. If you are a member of one these plans, you can still use UK's PPO health insurance plan. UK Retail Pharmacies is also now the exclusive pharmacy for HMO members. 

View Booklet
Need more information about open enrollment? Register for our webinar!

For more information about the UK health, dental and vision insurance plans available to you, please register for our webinar happening April 30 from 10-11 a.m. 

Register here

Health insurance differs by age

Before you turn 65, you have the same health insurance options as employees. Once you enroll in Medicare through the government at age 65, you’re eligible for our UK health insurance which supplements Medicare. It's called Medicare Advantage.

Benefits enrollment timeline by age

Under age 65  
UK Health Insurance
HMO, PPO or Indemnity
Annual Open Enrollment
Spring: late April
Age 65 & over  
UK Health Insurance
Medicare Advantage
Annual Open Enrollment
Fall: October 15 - December 7