2026-27 open enrollment is April 20-May 8

2026-27 Retiree benefits booklet

View our 2026-27 Retiree Booklet for information about health, dental and vision insurance. Note: UK Retail Pharmacies is also now the exclusive pharmacy for HMO members. 

View Booklet
2026-27 Retiree open enrollment webinar

If you were not able to attend our online informational webinar about retiree benefits open enrollment, you can watch a video replay of the event.

View the replay

Benefits enrollment timeline by age

Under age 65  
UK Health Insurance
HMO, PPO or Indemnity
Annual Open Enrollment
Spring: April 20-May 8
Age 65 & over  
UK Health Insurance
Medicare Advantage
Annual Open Enrollment
Fall: October 15 - December 7

Health insurance differs by age

Before you turn 65, you have the same health insurance options as employees. Once you enroll in Medicare through the government at age 65, you’re eligible for our UK health insurance which supplements Medicare. It's called Medicare Advantage.

UK now with Humana for Medicare Advantage plan

We’re excited to partner with Humana to begin providing your Medicare Advantage plan beginning January 1, 2026. You should have received a welcome kit from Humana in the mail. You can also visit your.humana.com/uky to learn more.