View our 2025-26 Retiree Booklet for information about health, dental and vision insurance. Note: UK Retail Pharmacies is also now the exclusive pharmacy for HMO members.
Retirees Stay healthy and engaged with us
Health insurance differs by age
Before you turn 65, you have the same health insurance options as employees. Once you enroll in Medicare through the government at age 65, you’re eligible for our UK health insurance which supplements Medicare. It's called Medicare Advantage.
Your benefits could also include
Benefits enrollment timeline by age
| Under age 65 | |
|---|---|
| UK Health Insurance HMO, PPO or Indemnity |
Annual Open Enrollment Spring: late April |
| Age 65 & over | |
|---|---|
| UK Health Insurance Medicare Advantage |
Annual Open Enrollment Fall: October 15 - December 7 |