University-wide Navigation
CAREERS

Health plan options for employees

We offer employees six plan designs with different options to offer you flexibility in terms of where you live and your provider network.

All employees with an assignment of 0.20 FTE or greater can enroll in a health insurance plan — costs are automatically deducted from your paycheck.

Retirees, before you turn 65, you have the same health insurance options as employees. Once you enroll in Medicare through the government at age 65, you’re eligible for our UK health insurance which supplements Medicare. It's called Medicare Advantage.

Saver

High-deductible health insurance with a health savings account

HMO

No-deductible health insurance for Central Kentuckians who use UK HealthCare

PPO

Low-deductible health insurance with more provider options

RHP

No-deductible health insurance for Kentuckians who live in outlying counties

EPO

No-deductible health insurance with more provider options

Indemnity

For people who live more than 120 days in rural areas or abroad

All six plan options include

1
ANNUAL PREVENTIVE VISIT
100%
COVERED BY INSURANCE
$0
YOUR COST AT TIME OF SERVICE
Access to a primary care doctor, specialists and emergency care. Costs and savings vary by plan.

Additional benefits and options for care

Consult with a pharmacist

Talk to an advocate who will help ensure you get the lowest cost and uninterrupted prescriptions.

Currently $0 co-pay Mental telehealth from LiveHealth

Conduct a video visit with a professional for therapy and medication prescriptions.

Options for receiving care

No matter which health insurance plan you choose, you’ll always pay less when you choose to see a UK HealthCare provider.

Prescriptions

If you have a UK health insurance plan, you are automatically enrolled in prescription coverage

Flexible spending accounts (FSA)

Set aside money tax free to pay for planned health, child and dependent care expenses.

Additional benefits

See a comprehensive list of other benefits available for employees with a UK health insurance plan.

News

December 09, 2024

EyeMed offering additional benefits in 2025

UK employees enrolled in EyeMed vision insurance will have new offers coming to them in 2025.    It’s a mix of the latest discounts and extra savings that give benefits a boost, keep eyes healthy and save some cash.    The new benefits include:  

April 16, 2024

Annual period for employees to convert temporary disability leave to vacation leave now available through April 30

The annual period for University of Kentucky employees to convert their temporary disability leave (TDL) to additional vacation leave (VL) is now available through April 30.   Employees may request conversion of TDL hours to additional vacation leave through Employee Self Service in myUK. Employees should log into myUK, access Employee Self Service and select Working Time and Leave Requests.    

January 16, 2024

UK Retail Pharmacies launches prescription delivery service to campus buildings

The Apothecary, a UK Retail Pharmacy, has launched a new program to deliver prescriptions to offices on UK’s campus. The new service aims to provide a convenient and accessible way for employees to get their medications — without having to leave their office.  

November 17, 2023

EyeMed offering additional benefits in 2024

UK employees enrolled in EyeMed vision insurance will have new offers coming to them in 2024.   It’s a mix of the latest discounts and extra savings that give benefits a boost, keep eyes healthy and save some cash.  The new benefits include: