Access Nayya through this link or through myUK employee self service under Benefits and Payment. When logging in, be sure to use your linkblue@uky.edu email address.
Decision time: April 20-May 8 Benefits open enrollment Your annual opportunity to personalize your benefits for the year ahead.
START HERE
Start this year's open enrollment with Nayya.
We know picking the best benefits for you and your family can feel overwhelming. Changes in your life, your finances and your health can all have an impact on the most appropriate plans for you.
That's why this year we're offering Nayya. It's a tool for personalized benefits guidance that helps you feel confident in your choices.
Take a quick, 10-minute survey, and you'll be matched with the benefits best suited for your (and your family's) unique needs.
Step 1:
Step 2:
Answer a few questions about yourself and your family through Nayya’s secure survey. This information is confidential. If you are currently using a UK health insurance plan, your insurer will be listed as Anthem BCBS Kentucky.
Step 3:
Get matched with a benefits package customized to your needs and your budget.
Step 4:
Log in to myUK Employee Self Service to enroll in your benefits.
Once you receive a recommendation from Nayya and decide which benefits are best for you, you'll still need to log into myUK to make your selections.
CONNECT WITH US
Got questions? We’re here to help.
Call us
Talk with an HR Benefits representative at 859-257-9555. If you need more time with us, we’ll schedule you for a one-on-one consultation.
Attend a webinar
This is an overall information session about our insurance plans. These are limited to 500 participants, but we will make a recording available here.
Attend an open house
We’ll have in-person and virtual options available. Meet with HR Benefits and vendors for dental, vision and other benefit plans.
You can also sign up for an online consultation with CAPTRUST Financial Advisors to talk about how your options might affect your budget. You can also talk with CAPTRUST about retirement savings and other financial matters.
WATCH THIS
Choosing the right insurance plan is an important decision. We have a video on the basics of each of our health insurance plans. You can also learn more about how a Health Savings Account works with our Saver plan, and how a Flexible Spending Account can help you save on health care and dependent care expenses.
Explore HSAs and FSAs with Enrich
Our financial well-being platform, Enrich, has a series of short videos explaining how HSAs work and how you can use them as a savings and investment tool.
You can also watch a two-minute video to learn more about FSAs.
Expanded Tier 1 coverage in Kentucky
Starting July 1, 2026, additional health care providers will be available at the lowest deductibles and out-of-pocket maximums on the Saver and PPO plans. Providers in this tier of coverage, known as Tier 1, now include:
Tier 1 locations:
Central Kentucky: UK HealthCare
Ashland: UK King’s Daughters
Morehead: UK St. Claire
Bowling Green: The Medical Center at Bowling Green
Pikeville: Pikeville Medical Center
This expansion allows any employee on the Saver or PPO plan to see those providers at the same level of coverage as employees who use UK HealthCare.
2026-2027 Rates
| Coverage level | Total monthly cost* | UK pays | You pay |
|---|---|---|---|
| Employee only | $826 | $794 | $32 |
| Employee + children | $1,316 | $1,138 | $178 |
| Employee + spouse | $1,895 | $1,564 | $331 |
| Employee + family | $2,325 | $1,864 | $461 |
| Coverage level | Total monthly cost* | UK pays | You pay |
|---|---|---|---|
| Employee only | $852 | $794 | $58 |
| Employee + children | $1,319 | $1,138 | $181 |
| Employee + spouse | $1,960 | $1,564 | $396 |
| Employee + family | $2,429 | $1,864 | $565 |
| Coverage level | Total monthly cost* | UK pays | You pay |
|---|---|---|---|
| Employee only | $901 | $794 | $107 |
| Employee + children | $1,391 | $1,138 | $253 |
| Employee + spouse | $2,072 | $1,564 | $508 |
| Employee + family | $2,591 | $1,864 | $727 |
* Regular part-time and temporary employees (less than 0.75 FTE or work less than an average of 30 hours per week in a 12-month measurement period), who are not eligible for the UK credit toward the costs of coverage, pay this rate.
If you and your spouse both work at UK and are eligible for UK's credit toward health insurance, and you have dependents to cover on your health insurance plan, you may enroll in Combined Credit coverage at the employee + family level. Those monthly rates are:
- Saver: $210
- HMO: $239
- PPO: $360
Please reach out to our HR Benefits team if you have questions about Combined Credit coverage.
DECIDE
ENROLL
Enroll or make changes in the myUK mobile app, or on myUK Employee Self Service on your computer.
Flexible benefits
Your needs change over time. That's why we offer flexible benefits - optional coverage you can add during open enrollment to complement your overall benefits package.
These options include:
- Legal help for wills and estate planning, contracts, and other legal matters.
- Financial help if you’re hospitalized – ideal for those on the Saver or PPO plan who are looking for extra protection from higher deductibles in a worst-case scenario.
- Low-cost coverage for major health events.
- Income protection if you can’t work due to illness.
- Added support for cancer or critical illness.
- Guaranteed-issue life insurance to protect your loved ones.
- Additional disability coverage beyond what UK provides.
These plans are available at group rate discounts exclusive to UK employees. They are employee-paid, flexible and designed to help protect your income, health and peace of mind, no matter where you are in life.
Use your health benefits
We know access to care is an important factor in choosing a health insurance plan. UK HealthCare is moving quickly to provide additional primary care options throughout the region.