| Saver | HMO | PPO | |
|---|---|---|---|
| Lower monthly premiums | |||
| Lower out-of-pocket costs | |||
| More options to choose a provider |
Decision time: April 28-May 16 Benefits open enrollment Your annual opportunity to personalize your benefits for the year ahead.
START HERE
Get ready for Nayya.
We know picking the best benefits for you and your family can feel overwhelming. Changes in your life, your finances and your health can all have an impact on the most appropriate plans for you.
That's why this year we're offering Nayya. It's a tool for personalized benefits guidance that helps you feel confident in your choices.
Take a quick, 10-minute survey, and you'll be matched with the benefits best suited for your (and your family's) unique needs.
Nayya Choose will be available when open enrollment begins. Watch for more information soon!
CONSIDER THIS
Consider which aspects of a health insurance plan are most important to you.
2025-2026 Rates
| Coverage level | Total monthly cost* | UK pays | You pay |
|---|---|---|---|
| Employee only | $774 | $744 | $30 |
| Employee + children | $1,236 | $1,067 | $169 |
| Employee + spouse | $1,776 | $1,466 | $310 |
| Employee + family | $2,179 | $1,747 | $432 |
| Coverage level | Total monthly cost* | UK pays | You pay |
|---|---|---|---|
| Employee only | $799 | $744 | $55 |
| Employee + children | $1,238 | $1,067 | $171 |
| Employee + spouse | $1,837 | $1,466 | $371 |
| Employee + family | $2,277 | $1,747 | $530 |
| Coverage level | Total monthly cost* | UK pays | You pay |
|---|---|---|---|
| Employee only | $843 | $744 | $99 |
| Employee + children | $1,304 | $1,067 | $237 |
| Employee + spouse | $1,942 | $1,466 | $476 |
| Employee + family | $2,429 | $1,747 | $682 |
CONNECT WITH US
Got questions? We’re here to help.
Call us
Talk with an HR Benefits representative at 859-257-9519, option 3. If you need more time with us, we’ll schedule you for a one-on-one consultation.
Attend a webinar
These are limited to 500 participants, but we will make a recording available here.
Attend an open house
We’ll have in-person and virtual options available. Meet with HR Benefits and vendors for dental, vision and other benefit plans.
You can also sign up for a consultation with CAPTRUST Financial Advisors to talk about how your options might affect your budget. They'll be available for in-person meetings April 29 and 30 and May 5 and 6. If you can't make an in-person session, they're available online anytime.
DECIDE
ENROLL
Enroll or make changes in the myUK mobile app, or on myUK Employee Self Service on your computer.
Use your health benefits
We know access to care is an important factor in choosing a health insurance plan. UK HealthCare is moving quickly to provide additional primary care options throughout the region.