The first option pays benefits after you have been away from work for 14 days due to illness, injury or pregnancy. The second option pays benefits after you have been away from work for 30 days. Both plans pay benefits for up to six months. 

• The plan pays up to 70% of your base salary or $6,000 per month, whichever is less.
• You should update your coverage amount each year during open enrollment. Premiums are deducted on a pre-tax basis.
• Use short-term disability insurance if you’re out on maternity leave.
• If you’re considering expanding your family, you may want to enroll in short-term disability insurance, especially if you’re still building up a bank of paid sick or vacation leave.