| Saver | HMO | PPO | |
|---|---|---|---|
| Lower monthly premiums | |||
| Lower out-of-pocket costs | |||
| More options to choose a provider |
Health and insurance benefits
Health plan options that meet your unique needs
We offer different health insurance plan designs with distinct options to provide flexibility for you and your family.
Consider which aspects of a health insurance plan are most important to you.
All plans provide preventive care at no cost and no deductible.
All employees with an assignment of 0.20 FTE or greater can enroll in a health insurance plans. Costs are automatically deducted from your paycheck.
Retirees younger than 65 also have the same health insurance options as employees. Once you enroll in Medicare at age 65, you’re eligible for our Medicare Advantage plan.
Health plan options
Beginning July 1, 2025, these plans will no longer be available:
In rare circumstances – if you spend more than 120 days out of the country, for example – you may need to choose our Indemnity plan.
Watch this
Choosing the right insurance plan is an important decision. We have a video on the basics of each of our health insurance plans. You can also learn more about how a Health Savings Account works with our Saver plan, and how a Flexible Spending Account can help you save on health care and dependent care expenses.
Explore HSAs and FSAs with Enrich
Our financial well-being platform, Enrich, has a series of short videos explaining how HSAs work and how you can use them as a savings and investment tool.
You can also watch a two-minute video to learn more about FSAs.
