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Health plan options that meet your unique needs

We offer different health insurance plan designs with distinct options to provide flexibility for you and your family.

Consider which aspects of a health insurance plan are most important to you.

  Saver HMO PPO
Lower monthly premiums  
Lower  out-of-pocket costs  
More options to choose a provider  

All plans provide preventive care at no cost and no deductible.

All employees with an assignment of 0.20 FTE or greater can enroll in a health insurance plans. Costs are automatically deducted from your paycheck.

Retirees younger than 65 also have the same health insurance options as employees. Once you enroll in Medicare at age 65, you’re eligible for our Medicare Advantage plan.

Health plan options

Low-cost, high-deductible insurance with UK-funded health savings account

Low-cost, low-deductible health insurance for Central Kentuckians who use UK HealthCare

Low-deductible health insurance with flexibility to see any provider in Anthem’s nationwide network

Beginning July 1, 2025, these plans will no longer be available:

RHP
EPO

In rare circumstances – if you spend more than 120 days out of the country, for example – you may need to choose our Indemnity plan.

Watch this

Choosing the right insurance plan is an important decision. We have a video on the basics of each of our health insurance plans. You can also learn more about how a Health Savings Account works with our Saver plan, and how a Flexible Spending Account can help you save on health care and dependent care expenses.

Explore HSAs and FSAs with Enrich

Our financial well-being platform, Enrich, has a series of short videos explaining how HSAs work and how you can use them as a savings and investment tool.

You can also watch a two-minute video to learn more about FSAs.

Additional benefits and options for care

Consult with a pharmacist

Talk to an advocate who will help ensure you get the lowest cost and uninterrupted prescriptions.

Currently $0 co-pay Mental telehealth from LiveHealth

Conduct a video visit with a professional for therapy and medication prescriptions.

Options for receiving care

No matter which health insurance plan you choose, you’ll always pay less when you choose to see a UK HealthCare provider.

Prescriptions

If you have a UK health insurance plan, you are automatically enrolled in prescription coverage

Flexible spending accounts (FSA)

Set aside money tax free to pay for planned health, child and dependent care expenses.

Additional benefits

See a comprehensive list of other benefits available for employees with a UK health insurance plan.

News

April 02, 2025

Benefits open enrollment: April 28-May 16

The following was emailed to benefits-eligible faculty and staff on April 2, 2025.   Colleagues,  Benefits open enrollment is approaching, taking place April 28-May 16. This is your annual opportunity to choose your insurance coverage for the year ahead. 

December 09, 2024

EyeMed offering additional benefits in 2025

UK employees enrolled in EyeMed vision insurance will have new offers coming to them in 2025.    It’s a mix of the latest discounts and extra savings that give benefits a boost, keep eyes healthy and save some cash.    The new benefits include:  

April 16, 2024

Annual period for employees to convert temporary disability leave to vacation leave now available through April 30

The annual period for University of Kentucky employees to convert their temporary disability leave (TDL) to additional vacation leave (VL) is now available through April 30.   Employees may request conversion of TDL hours to additional vacation leave through Employee Self Service in myUK. Employees should log into myUK, access Employee Self Service and select Working Time and Leave Requests.    

January 16, 2024

UK Retail Pharmacies launches prescription delivery service to campus buildings

The Apothecary, a UK Retail Pharmacy, has launched a new program to deliver prescriptions to offices on UK’s campus. The new service aims to provide a convenient and accessible way for employees to get their medications — without having to leave their office.