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Decision time: April 26 - May 12

Changes take effect: July 1, 2023 to June 30, 2024

Open enrollment is your once-a-year opportunity to make certain benefits changes. It’s the only time all employees can change health insurance, re-enroll in flexible spending accounts, and add more coverage from our benefits package. That’s three decisions — only if you want to make them.

Each year, we work to keep costs as low as possible while enhancing quality and providing outstanding coverage.
 
In the 2022-2023 fiscal year, UK invested more than $186 million in health care coverage for our employees. And this coming year, following persistent inflation and higher utilization of our plans, we will invest even more – a record of approximately $198 million in health coverage, pending Board of Trustees approval in June.
 
At the same time, some health insurance plans will see modest increases in premiums and modest plan adjustments due to continued rising costs and increased utilization. The board will consider these rates as part of the proposed university budget:

  • The UK HMO plan will include a $5 increase per month for individuals and a $10 increase for families.
  • The UK PPO plan will see its monthly rate increased by $10 for individuals and $20 for families.
  • The UK RHP and EPO plans will also have increases to the monthly premiums.
  • The Health Saver Plan will not include any increases in premiums.
  • Likewise, monthly costs for vision and dental insurance will remain the same. 

UK continues to pay the bulk of the total cost of each health plan – up to 94 percent in some cases – and our plans are highly competitive compared to benchmarks. 

If you take no action during open enrollment:

  • You’ll keep the same insurance plans
  • No money will be deposited into your flexible spending account if you have one

Update to coverage of some emergency room visits

Qualifying events

If you experience a major life change outside of open enrollment you can also make changes to your insurance. This is known as a qualifying event.

How to change your benefits

New this year! Enroll or make changes with the myUK mobile app.

You can also log into myUK on your desktop:

  1. Log in to myuk.uky.edu with your linkblue ID and password
  2. Click the Employee Self Service tab
  3. Click Benefits and Payment
  4. To see all your current coverage and levels, click Participation Overview and to change your benefits, click Open Enrollment.

Open Enrollment is available as an option in the list from April 26 to May 12.

Step-by-step tutorial

If you need a paper option, use our forms which you can email, fax or bring to Scovell Hall.

Open enrollment open houses

UK Human Resources will be hosting several open houses during Open Enrollment to answer your questions.

Mobile enrollment for benefit plans

View this guide from ITS on how enroll in or update your benefit plans through the myUK mobile app.

Hinge Health

Hinge Health is a free benefit for your back and joint health. It provides all the tools you need to get moving again from the comfort of your home.

Decision 1: Do you want to change or add any insurance?

The cost of insurance typically changes every year and the new rates take effect on July 1. You get this news during open enrollment so you can use it to inform your decisions.

Health insurance

Six different plan designs for different needs

Vision insurance

Two options from EyeMed: essential and enhanced

Dental insurance

Two dentistry provider options, each with two coverage levels

Decision 2: Do you want to add or re-enroll in a flexible spending account?

Flexible spending accounts (FSA)

Set aside money tax free to pay for planned health, child and dependent care expenses.

FSA for dependent care

Deposit up to $5,000 to spend on eligible child care and elder care expenses.

FSA for health care

Deposit up to $3,050 to spend on eligible medical expenses.

Decision 3: Do you want to add more coverage from your benefits package?

Unless you have a qualifying event, you can only add and change most of these benefits during open enrollment. However, you can decrease life insurance at any time.

The MPM group and MetLaw manages these benefits, click below for more information.

Short-term disability insurance The MPM Group

Choose from two plan options. Both plans pay benefits for up to six months.

Life insurance The MPM Group

Extra coverage on top of what we already offer you

Accidental death and dismemberment The MPM Group

You or your beneficiary can receive a benefit if you are seriously injured or die in an accident.

Cancer insurance The MPM Group

This insurance is designed to help offset the expenses related to cancer and 29 other specified diseases.

Legal Services Benefit MetLaw

Access to legal advice and representation

Long-term disability insurance The MPM Group

This coverage provides a benefit if you become disabled and unable to work.

Critical illness

This plan provides a lump sum benefit to help pay deductibles, co-insurance and living expenses

2023 - 2024 rates

2023-2024 SAVER
Coverage level Total monthly cost* UK pays You pay
Employee only $652 $614 $38
Employee + children $973 $823 $150
Employee + spouse $1,293 $1,015 $278
Employee + family $1,611 $1,203 $408
2023-2024 HMO
Coverage level Total monthly cost* UK pays You pay
Employee only $654 $614 $40
Employee + children $980 $823 $157
Employee + spouse $1,297 $1,015 $282
Employee + family $1,613 $1,203 $410
2023-2024 PPO & INDEMNITY
Coverage level Total monthly cost* UK pays You pay
Employee only $663 $614 $49
Employee + children $995 $823 $172
Employee + spouse $1,316 $1,015 $301
Employee + family $1,635 $1,203 $432
2022-2023 RHP
Coverage level Total monthly cost* UK pays You pay
Employee only $631 $577 $54
Employee + children $956 $774 $182
Employee + spouse $1,273 $954 $319
Employee + family $1,592 $1,131 $461
2023-2024 EPO
Coverage level Total monthly cost* UK pays You pay
Employee only $916 $614 $302
Employee + children $1,354 $823 $531
Employee + spouse $1,804 $1,015 $789
Employee + family $2,256 $1,203 $1,053

Benefits

We're currently reachable by phone or email. Drop off any paper documentation at Scovell Hall in the lobby or drop box next to the door on the parking lot side of the building.

Contact us

Monday-Friday from 8 a.m. to 5 p.m.
(859) 257-9519 option 3
benefits@email.uky.edu