University-wide Navigation
CAREERS

This plan offers coverage for participants traveling out of the country for extended periods and for those who live in rural areas where UK health insurance plans have no providers.

If you will be out of the service areas for our other plans more than 120 consecutive days in the plan year, you must elect the UK Indemnity plan.

Indemnity Plan Booklet PDF
Summary of coverage and benefits PDF
Rates
Coverage for common services
Making changes or enrolling

Health plan options

Employee monthly rates

2024-2025 INDEMNITY
Coverage level Total monthly cost* UK pays You pay
Employee only $810 $736 $74
Employee + children $1,208 $986 $222
Employee + spouse $1,592 $1,216 $376
Employee + family $1,974 $1,442 $532
2025-2026 INDEMNITY
Coverage level Total monthly cost* UK pays You pay
Employee only $843 $744 $99
Employee + children $1,304 $1,067 $237
Employee + spouse $1,942 $1,466 $476
Employee + family $2,429 $1,747 $682

* Regular part-time and temporary employees (less than 0.75 FTE or work less than an average of 30 hours per week in a 12-month measurement period), who are not eligible for the UK credit toward the costs of coverage, pay this rate.

Coverage for common services

See the plan booklet PDF for full details

Indemnity health plan Service Any network
Preventative Care   $0
Physician services Primary care visit 20% after deductible
  Specialty care visit 20% after deductible
  Lab tests, X-rays, diagnostic tests 20% after deductible
  High-end diagnostics 20% after deductible
Hospital services Inpatient hospital stay 20% after deductible
  Outpatient surgery 20% after deductible
Emergent/Urgent Services Urgent treatment center visit 20% after deductible
  Emergency room visit 20% after $100 co-pay per visit

Eligibility and enrollment

Your first 30 days

Welcome to UK! You can sign up for benefits depending on your FTE. Enroll in your benefits quickly in myUK.

Qualifying events

If you experience a major life change outside of open enrollment you can also make changes to your insurance. This is known as a qualifying event. You'll need to fill out and submit a form within 30 days.

Benefits Open Enrollment

Our Benefits Open Enrollment happens every year so you can make changes. Changes can be made in myUK, or with paper forms.

Retirees

Please use the Retiree Benefits Enrollment form and return to Bosworth Hall.

How to change your benefits

Signing up as a new employee or making changes during Benefits Open Enrollment can be done in myUK, or with paper forms.

Step-by-step tutorial

Making changes at other times of the year due to a qualifying event are completed using our Benefits Enrollment Form.

Paper forms can be emailed, faxed or brought to Bosworth Hall.

News

April 16, 2024

Annual period for employees to convert temporary disability leave to vacation leave now available through April 30

The annual period for University of Kentucky employees to convert their temporary disability leave (TDL) to additional vacation leave (VL) is now available through April 30.   Employees may request conversion of TDL hours to additional vacation leave through Employee Self Service in myUK. Employees should log into myUK, access Employee Self Service and select Working Time and Leave Requests.    

January 16, 2024

UK Retail Pharmacies launches prescription delivery service to campus buildings

The Apothecary, a UK Retail Pharmacy, has launched a new program to deliver prescriptions to offices on UK’s campus. The new service aims to provide a convenient and accessible way for employees to get their medications — without having to leave their office.  

December 21, 2022

Change to our pharmacy network

Kroger has announced it will withdraw from the national network of Express Scripts, which manages our pharmacy benefit through our health insurance plans. This was a national decision by Kroger that takes effect January 1.  You can view the full list of Express Scripts in-network pharmacies here.