Student dental plan
The University of Kentucky is also offering a dental insurance plan to students through Delta Dental. There are three plans to choose from.
Understanding UK Student Dental Plan
Delta Dental PPO Plus Premier allows members to utilize any licensed provider.
Members who choose a Delta Dental PPO network provider have the lowest out of pocket expenses and cannot be balance billed.
Members who choose a Delta Dental Premier network provider cannot be balance billed.
Participating in this student dental plan does not mean all of your dental care is free. There are dental expenses you are responsible to pay, including an annual deductible or co-pay charges, and costs related to services limited or excluded by the insurance plan.
It is your responsibility to familiarize yourself with this plan. The best way to make this coverage (or any dental plan) work for you is to be informed and proactive. If possible, check the covered benefits before you receive medical care. Read the policy online and contact the Student Health Plan office with your questions.
Contact us
All students actively enrolled in any courses are eligible to purchase coverage at uky.myahpcare.com/products.
For questions about enrollment, rates, deductibles, and co-pays, please contact Delta Dental at 1-800-955-2030 or visit deltadentalky.com.
Annual Rates
| Coverage rates | 2025-26 |
|---|---|
| Student only | $276.48 |
| Student + dependent | $552.96 |
| Family | $1,104.48 |
Diagnostic and preventative services
| Coverage level | Delta Dental PPO dentist | Delta Dental Premier dentist | Non-participating dentist |
|---|---|---|---|
| Exams | 100% | 100% | 100% |
| Cleaning | 100% | 100% | 100% |
| Fluoride | 100% | 100% | 100% |
| X-rays | 100% | 100% | 100% |
| Sealants | 100% | 100% | 100% |
Minor services
| Coverage level | Delta Dental PPO dentist | Delta Dental Premier dentist | Non-participating dentist |
|---|---|---|---|
| Fillings | 80% | 80% | 80% |
| Simple extractions | 80% | 80% | 80% |
| Oral surgery/surgical extractions | 80% | 80% | 80% |
Major services
| Coverage level | Delta Dental PPO dentist | Delta Dental Premier dentist | Non-participating dentist |
|---|---|---|---|
| Periodontal non-surgical services | 50% | 50% | 50% |
| Periodontal surgical services | 50% | 50% | 50% |
Deductible & Annual Maximum*
Deductible does not apply to children age 12 and under
| Coverage level | Delta Dental PPO dentist | Delta Dental Premier dentist | Non-participating dentist |
|---|---|---|---|
| Deductible (individual/family) | $50/$150 | $50/$150 | $50/$150 |
| D&P subject to deductible | No | No | No |
| Annual maximum (per person) | $1,000 | $1,000 | $1,000 |