The Student Health Plan (SHP) is a health insurance plan that is customized to work well with the on-campus student clinic, University Health Services (UHS). The plan is intended for matters beyond the University health fee in relation to a specific injury or illness, including hospitalization and prescription benefits.
Understanding UK SHP
This health insurance plan is a Preferred Provider Organization (PPO) provided by Anthem Blue Cross Blue Shield. Members have a choice of providers from the largest provider network in the U.S. The health care providers you choose will affect your out-of-pocket expenses. Remember: using UK HealthCare providers will save you money. See the policy online for details.
Participating in this student health plan does not mean all of your health care is free. There are medical expenses you are responsible to pay, including an annual deductible, co-pay or co-insurance charges, and costs related to services limited or excluded by the insurance plan.
It is your responsibility to familiarize yourself with this plan. The best way to make this coverage (or any health plan) work for you is to be informed and proactive. If possible, check the covered benefits before you receive medical care. Read the policy online and contact the Student Health Plan office with your questions.
For a brief summary of the plan benefits and premium costs, click here.