Medicare Advantage plan members have access to any UnitedHealthcare provider.
Medicare Advantage
Health plan for retirees 65+
For retirees 65 and older
This plan offers complete freedom to receive services from any provider who accepts Medicare.
This plan, administered by UnitedHealthcare, features a different "plan year" from other UK health insurance plans. Your Medicare Advantage plan begins on January 1 and ends on December 31.
Turning 65 soon?
If you are currently enrolled in other UK health insurance plans, you should enroll for Medicare Part B and this plan at least 30 days prior to your 65th birthday. We recommend enrolling two to three months before your 65th birthday.
Medicare Advantage coverage will automatically renew each year. To get a copy of the enrollment form for this plan, call (859) 257-9519, option 3.
Prescriptions
This plan automatically includes prescription benefit coverage. As a result, you should not apply for a separate Medicare Part D plan.
ID Cards
You should only present your UK Medicare Advantage card for health coverage. For Medicare Parts A and B, you receive a card when you become eligible for Medicare. You will not receive a new card each year.
Coverage highlights
| Medicare Advantage health plan | Maximums | United Healthcare |
|---|---|---|
| Lifetime Maximum Benefit | Unlimited | |
| Out-of-Pocket Amount | Annual deductible | $185 per member |
| Medical out-of-pocket maximum | $3,000 per member, $6,000 per family | |
| Prescription out-of-pocket maximum | N/A |
Retiree monthly rates
| Coverage | Cost | UK pays | Retiree pays |
|---|---|---|---|
| Retiree only (eligible for credit) | $186 | $167 | $19 |
| Retiree + spouse (eligible for credit) | $372 | $167 | $205 |
| Retiree or spouse (not eligible for credit) | $186 | $0 | $186 |
| Surviving spouse (eligible for credit) | $186 | $83 | $102 |
| Retiree + spouse (not eligible for credit) | $372 | $0 | $372 |
Costs for common services
Eligibility and enrollment
Welcome to UK! You can sign up for benefits depending on your FTE. Enroll in your benefits quickly in myUK.
If you experience a major life change outside of open enrollment you can also make changes to your insurance. This is known as a qualifying event. You'll need to fill out and submit a form within 30 days.
Our Benefits Open Enrollment happens every year so you can make changes. Changes can be made in myUK, or with paper forms.
Please use the Retiree Benefits Enrollment form.
How to change your benefits
Signing up as a new employee or making changes during Benefits Open Enrollment can be done in myUK, or with paper forms.
Making changes at other times of the year due to a qualifying event are completed using our Benefits Enrollment Form.
Paper forms can be emailed, faxed or brought to Scovell Hall.