Your needs change over time. That’s why the University of Kentucky offers many flexible benefits – optional coverage you can add during Open Enrollment to complement your overall benefits package.

These options include:

  • Legal help for wills and estate planning, contracts, and other legal matters.
  • Financial help if you’re hospitalized – ideal for those on the Saver or PPO plan who are looking for extra protection from higher deductibles in a worst-case scenario.
  • Low-cost coverage for major health events.
  • Income protection if you can’t work due to illness.
  • Added support for cancer or critical illness.
  • Guaranteed-issue life insurance to protect your loved ones.
  • Additional disability coverage and life insurance beyond what UK provides.
flexible benefits

These plans are available at group rate discounts exclusive to UK employees. They are employee paid, flexible and designed to help protect your income, health and peace of mind, no matter where you are in life.

Some plans also offer a rebate of $100 per year for completing an annual health screening.

UK also provides term life plans for employees. Coverage for spouses or dependents is available for an additional cost.

You decide what to enroll in based on what matters most to you today.

The MPM Group administers these plans:

  • Hospital indemnity plan (great for those on the Saver or PPO health insurance plan)
  • MetLaw legal services benefit*
  • Home/auto/umbrella insurance
  • Pet insurance
  • Accident insurance
  • Cancer insurance (great for those on the Saver or PPO health insurance plan)
  • Critical illness insurance (great for those on the Saver or PPO health insurance plan)
  • Short-term disability insurance
  • Long-term disability insurance above what UK provides
  • Universal life insurance for yourself, a spouse or dependent, separate from life insurance UK provides

*The MetLaw benefit is administered by The MPM Group, but you must enroll through myUK.